How Karomatullo Nabiev Built an Eco-Friendly Mobile Business

How Karomatullo Nabiev Built an Eco-Friendly Mobile Business

Karomatullo Nabiev lives in the Panj district, Ozodagon jamoat, with his large family of 12 people, including his wife, parents, children, and other relatives. For more than six years, he has been engaged in passenger transportation, working in the taxi sector.

In 2024, Karomatullo approached the micro-deposit organization “Humo” for the first time with the goal of expanding his business. He was attracted by favorable lending terms, including an affordable interest rate and quick processing. As part of the cooperation, he received a loan of 100,000 somoni, which he used to purchase an electric vehicle.

The choice of an electric vehicle was not accidental: such cars are more economical to operate, environmentally friendly, and convenient for intercity travel. In the very first months of using the car, Karomatullo noticed increased income, reduced fuel expenses, and improved living conditions for his family.

“In the past, I had to spend a lot on gasoline and repairs,” he says. “Now, I earn more and deal with breakdowns less often. And it’s better for the environment too.”

With the additional income, Karomatullo also purchased a sewing machine for his wife so she could start her own business. Today, he actively works on the Panj – Dushanbe – Panj route, developing his business and improving his family’s well-being. He expresses gratitude for the support provided by “Humo” and plans to continue cooperation at a larger scale in the future.

Karomatullo’s story is an example of how modern technologies and the right financial decisions can transform not only a business but also the life of an entire family.