Mortgages for energy-efficient homes
Participating Financial Institutions (PFI) may use GEFF to set up mortgage products to finance energy-efficient homes, or to improve the energy efficiency of existing homes.
Mortgage financing of up to 100,000 EUR (Lei equivalent), representing up to 80% of the value of the property may be classified as a loan granted under the EBRD GEFF, with any additional financing requirements being financed from other PFI sources.
- Mortgages for new or recent dwellings with an Energy Performance Certificate (EPC) of ‘A’ or the upper part of ‘B’
- EBRD’s Facility Consultant will check the EPC or, if a dwelling is under construction, check that it is on track to meet the EPC requirement.
- Loans for major investments in existing dwellings
- EBRD’s Facility Consultant will offer (free) advice and prepare a (free) Assessment to ensure that the eligibility criterion of 20% energy savings is achieved.
To apply for a GEFF mortgage for an energy-efficient home, apply directly to GEFF Participating Financial Institutions Banca Translivania or UniCredit Bank .
To apply for a GEFF mortgage for major home renovation
we suggest you start by contacting the GEFF Help Desk. Depending on the complexity of what you are planning to do, will advise which of the (free) GEFF services
is best suited to your investment proposal.