Financing partners

Financing is subject to the usual financing criteria and assessment process of each participating financial institution.

Financing is provided in accordance with the standard lending criteria and assessment processes of each participating financial institution.

Kompanion Bank became the first financial institution in Kyrgyzstan to join the KyrSEFF III program, developed by the European Bank for Reconstruction and Development (EBRD).
KyrSEFF loans are designed to finance projects aimed at improving energy and water efficiency, as well as addressing key environmental challenges in the country, including water shortages, erosion, and soil degradation.

Loan terms:
Consumer loans: from 10,000 to 8,500,000 KGS
Loan term: from 3 to 48 months

Business loans: from 50,000 to 10,000,000 KGS
Loan term: from 3 to 60 months

DemirBank continues to provide loans under the Green Economy Financing Facility in Kyrgyzstan – KyrSEFF III.

Purpose: Investments in equipment and technologies that support the green economy, including systems and technologies using renewable energy sources (RES).

Loan conditions:

• Small-scale investments: from USD 5,000 to USD 300,000 or equivalent in KGS.

• Large-scale investments: from USD 300,001 to USD 1,000,000 or equivalent in KGS.

KICB continues to demonstrate its commitment to promoting green financing and the transition to a more energy-efficient and sustainable economy in Kyrgyzstan by providing funding through the KyrSeFF program.

The purpose of KyrSeFF loans is to finance projects related to improving energy and water efficiency – insulation of houses, purchase of A+ rated air conditioners, and other projects that have a positive impact on the country’s environmental condition.

Loan conditions: loan amount from 20,000 to 1,000,000 soms.

Terms: from 3 to 60 months

Interest rates from 22% per annum

FINCA Bank is a reliable partner in the final link of the EBRD’s KyrSEFF III Green Economy Financing Facility and the Women in Business initiative.

FINCA Bank is a universal commercial bank focused on supporting small and medium-sized enterprises (SMEs) and expanding financial inclusion in Kyrgyzstan.

Loan purposes:
Loans for home insulation and housing improvements.

Loan conditions:

• Available loan amount: from KGS 5,000 to KGS 8,500,000

• Individual interest rates starting from 22% – a smart choice for those who value savings.

• Flexible loan terms: from 3 to 60 months.

Note:

GEFF Kyrgyzstan loans are supported by grants of up to 15%, as well as technical assistance provided by the EBRD Shareholder Special Fund.

After completing the project, contact your bank (no later than 4 months after signing the loan agreement), provide the acceptance certificate of completed construction works and a document confirming payment for equipment/installation (supplier’s receipt, certificate of completed work, etc.), and request the grant disbursement.

The grant will be disbursed within 1.5 – 2 months after successful verification of your project documents or an on-site inspection by GEFF Kyrgyzstan representatives. On-site inspections will be carried out for 10% of randomly selected projects.